Business Insurance for Tradies
Whatever your trade, running your own business can be a great life.
But it’s not all fun and games…working at your customers’ properties is risky business. Talk to a broker with a ‘no bull’ approach who speaks your language.
Business Insurance for Tradies
Whatever your trade, running your own business can be a great life.
But it’s not all fun and games…working at your customers’ properties is risky business. Talk to a broker with a ‘no bull’ approach who speaks your language.
Working at your customers’ properties is risky business.
Accidents can happen, like the time your apprentice put a left-handed screwdriver through an expensive painting!
The administration side of things can bog you down: You’re already working 6 days a week, and then you need to spend time researching what type of insurance you need, and how much of it. Being your own boss is not all it’s cracked up to be.
Ceneta’s experienced team cut the guesswork out of the insurance process for you.
We’ll provide you with quality advice on the insurance policy you actually need, and all at a time that suits you so you can get back to running your business (and keeping an eye on the apprentice).
We will tailor an insurance program that suits your needs including:
- Public Liability – it’s a must as it protects your business against accidental property damage or bodily injury claims caused by you or your employees.
- General Property insurance – provides cover for the tools that you depend on to make your living. Full accidental damage or loss cover is available Australia-wide.
- Commercial Motor Vehicle insurance provides comprehensive cover for your work vehicle (including cover for the apprentice when they run to the shops for smoko).
- Tax Audit covers the cost of hiring professionals when the ATO comes knocking, saving time and money.
Reach out for a chat today and peace of mind tomorrow.
Tailor-made insurance
We take the time to learn about your business and tailor an insurance program that’s right for you.
Personal service
We don’t use call centres. When you call, you will be able to speak with one of our friendly brokers.
We’ve got muscle!
With the backing of PSC Network, we have access to market-leading insurance products for your every need.
Pay by the month
Want to pay in instalments? We can arrange premium funding through our funding providers (charges apply).
Want to switch brokers?
It's easier than you think.
If you're unhappy with your current broker you can switch without fuss. Transfer your existing policies to us for a refreshing approach to insurance. Ask us how.
“It’s always a pleasure talking to someone who goes the extra mile to explain the type of insurance you need and why and helps you understand exactly what you are covered for. Highly recommend.”
-Kayla Hardie
FAQ
Why use a broker?
Using a broker means you’ll have expert advice on hand to help find solutions to your specific insurance needs, including the most difficult of business risks.
Insurance cover can be complex, and it changes. Working with a broker means you’re getting expert advice about the type of insurance you need to best manage your risks and protect your assets.
Your insurance broker will work with you to identify the key insurance risks that you or your business face. In the event of a claim, your Broker is your best friend. They will manage your claim and liaise with the insurer to achieve the best possible outcome.
Why haven’t I heard of the insurer that you have recommended?
There are 2 types of insurers in the world:
- Direct-to-market insurers – are the household name insurers that you see advertising every day. They sell their products directly to consumers. You can buy your insurance directly from them, often online. They typically deal in retail products like Home, Motor Vehicle, and Travel insurance.
- Intermediated insurers – These insurers will only sell their products through licenced insurance brokers, often because the products are of a more complex nature and require professional advice. For instance, for businesses requiring Public Liability, Professional Indemnity, Industrial Special Risk, and other business covers.
Can I pay by the month at no extra cost?
That depends on the insurer. Some offer instalment payments at no extra cost, and others don’t. We will always present you with the best value quote, and that may not be from the insurer that offers free monthly instalment payments. We do have an alternative solution: You can pay by the month via a third party premium funding facility, but charges apply. We can advise you when the time comes.
Who do I call if I want to lodge a claim?
Call your broker first!
They can guide you through the next steps in order to get your claim lodged and get you sorted.
It’s part of our service to advocate on your behalf with your insurer. Many insurers will not deal directly with policy-holders, so all communication needs to be via your Broker.