Home-Based Business Insurance

Home & Business Insurance 

Whether your business is large or small, you need business insurance to protect you from Public Liability claims and other business risks.  When you run your business from home, it's tempting to think your activities may be covered under your Home & Contents policy.  Apart from limited home office cover, if you are providing beauty services, music or other tuition, home-sharing or making goods to sell, your business activities are probably not covered by your home insurance.  If you suffer a loss that is business-related, your home insurance will not cover it.  Even if you suffer a home & contents loss that has nothing to do with the business, if it comes to light that you are running a business from home, the insurer may cut off your cover for reasons of non-disclosure.

Wouldn't it be wonderful if you could get your home-based business covered under your Home & Contents insurance?  Well now you can!

If you operate a business from the home you live in, Ceneta can arrange insurance that is a one stop-shop public & products liability, property and personal accident insurance solution. 

This insurance policy replaces your regular Home & Contents insurance policy and includes covers for the business risks.

The policy features & options include:

1. Home Building Insurance

2. Home Contents Insurance

3. Business Stock and/or Merchandise

4. Business Equipment

5. Business Interruption

6. Public & Products Liability

7. Worldwide PPL Cover for exports (conditions apply)

8. Personal Accident & Sickness

Now you can have it all and enjoy working from the comfort of your own home, with full peace of mind.

Hair Stylist
Service businesses

For those who provide a service:

  • Hairdressers

  • Nail technicians

  • Beauty therapists

Get a quote
Teacher and Pupil at Piano Lesson
Tuition businesses

For those who teach something at home and/or away from home

  • Music lessons

  • Student tuition

  • Art & craft lessons

  • Yoga lessons

Get a quote
Garage Sale
Cottage industry

For those who who make or buy products to sell

  • Dress-makers

  • Jewelers

  • Arts & crafts

Get a quote